Chase Freedom Flex Calendar 2023: Everything You Need To Know
Introduction
Are you looking for a credit card that offers great rewards and perks? Look no further than the Chase Freedom Flex! With its rotating cashback categories, low fees, and generous sign-up bonus, this card is a popular choice for many consumers. In this article, we’ll take a closer look at the Chase Freedom Flex Calendar for 2023 and what it means for cardholders.
What is the Chase Freedom Flex Calendar?
The Chase Freedom Flex Calendar is a schedule of rotating cashback categories that offer cardholders 5% cashback on up to $1,500 in purchases each quarter. These categories change every three months and are designed to align with seasonal spending trends and popular retailers. By following the calendar and making purchases in the eligible categories, cardholders can earn up to $300 in cashback per year.
What are the Categories for 2023?
The categories for 2023 have not been announced yet, but based on previous years, we can expect a mix of popular retailers, seasonal activities, and everyday purchases. Some examples of past categories include:
- Grocery stores
- Gas stations
- Restaurants
- Amazon.com
- Department stores
- Movie theaters
How Do I Activate the Categories?
Cardholders must activate the categories each quarter in order to earn the 5% cashback. This can be done online or through the Chase mobile app. Once activated, purchases made in the eligible categories will automatically earn the cashback.
Personal Experience
As a long-time Chase Freedom Flex cardholder, I’ve found the rotating categories to be a great way to earn cashback on my everyday purchases. I always make sure to activate the categories each quarter and plan my spending accordingly. In 2022, I earned over $200 in cashback just by following the calendar and making purchases in the eligible categories.
World Events and Festivals
The Chase Freedom Flex Calendar for 2023 aligns with a number of world events and festivals that may influence the rotating categories. Some examples include:
- Super Bowl LVI (February 5th)
- Valentine’s Day (February 14th)
- Easter (April 16th)
- Cinco de Mayo (May 5th)
- Mother’s Day (May 14th)
- Father’s Day (June 18th)
- Fourth of July (July 4th)
- Back-to-School (August/September)
- Halloween (October 31st)
- Thanksgiving (November 23rd)
- Christmas (December 25th)
- New Year’s Eve (December 31st)
Q&A
Is the Chase Freedom Flex a Good Credit Card?
Yes, the Chase Freedom Flex is a great credit card for anyone looking to earn cashback rewards. It has a $0 annual fee, a generous sign-up bonus, and flexible redemption options. Plus, the rotating categories offer a unique opportunity to earn 5% cashback on popular purchases.
How Do I Apply for the Chase Freedom Flex?
You can apply for the Chase Freedom Flex online or in-person at a Chase branch. The application process is quick and easy, and you’ll receive a decision within minutes. To be eligible, you must have good to excellent credit.
What’s the Best Way to Maximize Cashback Rewards?
To maximize your cashback rewards, be sure to activate the rotating categories each quarter and make purchases in the eligible categories. You can also earn cashback on all other purchases at a rate of 1-5%, depending on the category. Finally, consider pairing the Chase Freedom Flex with another Chase credit card to earn even more rewards.
Is There a Limit to How Much Cashback I Can Earn?
Yes, there is a limit of $1,500 in purchases per quarter that are eligible for the 5% cashback. Once you reach this limit, you’ll earn 1% cashback on all other purchases. There is also a limit of $300 in total cashback rewards per year.
Can I Redeem My Cashback Rewards for Anything?
Yes, you can redeem your cashback rewards for statement credits, gift cards, travel, or merchandise. The redemption options are flexible and easy to use. Plus, there is no minimum redemption amount, so you can redeem your rewards at any time.